Cache – Diversify, monetize, and borrow without a sale

Exchange Fund Calculator

Compare how an Exchange Fund can help diversify your stocks tax-efficiently.

Stock

Field Details
Amount 330K
Diversifying $330,000 of N/A
Which stock are you holding? -
How much would you like to diversify? 330K
What is your cost basis? 10K
Your hypothetical scenario #### Exchange Fund #### Sell and Reinvest
Value of your N/A stock #### $330,000 #### $330,000
Tax paid to diversify Capital gains tax rate No tax triggered
#### - $0
-36.7%
#### - $120,960

If you diversify today
Your diversified portfolio value today
+57.9%
#### $330,000
#### $209,040
Capital gains after 7 years Annual growth rate #### + $313,077 #### + $198,320
Tax paid at redemption No tax triggered
#### - $0
#### N/A

End of Exchange Fund holding period
Your diversified portfolio value in 7 years
+57.9%
#### $643,077
#### $407,360
Gains for additional term (adding 3 extra years) Total Investment term #### + $212,858 #### + $134,836
Tax paid to liquidate position Tax rate at liquidation #### - $203,024 #### - $79,957

At liquidation
After-tax value in 10 years
+41.2%
#### $652,911
#### $462,239

Bottom line
Hypothetical difference after investment period
#### $190,672

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